I’m Interested In A Insurance Career Selling Long Term Care, Life Insurance And So On, Please Advise?
Posted July 15, 2009 – 4:41 pm in: term life insuranceI know once you are licensed there are many companies that will hire you and promise you the world and I do realize achievements are largely self made. Can anyone recommend how I can prepare myself, what are the best companies in terms of providing support and compensation or any information that may be useful. Thanks in advance
Tags: Care, Career, Insurance, Interested, Life, Long, Please, Selling, Term
5 Comments
Check out Primerica Financial Services, which is a Citigroup company. They do all the things you mentioned and much more such as investments, auto & homeowner’s insurance, retirement plans, college plans, and debt elimination service.
At Primerica, you are an independent business agent. Its up to you on how you want to work. There’s no one looking over your shoulders to pressure you to get to work. Though, the company does want you to succeed, so there is training and moral support to help you build your business.
The only thing you need to pay is $99 for the licensing paperwork, which also includes the FBI background check on you. This will put you into life insurance school, which is required by all the states. If you fail this school, you can take it over again as many times as you want. You will attend a 20-30 minute mortgage class, which will enable you to help people get out of debt or help people get a home loan. When your business gets moving and you reach the District Leader position, the company will pay for your securities licensing fees.
More info can be found by visiting one of the local offices in your area.
Its a great career! You can make a great deal money. But the catch is that you have to invest your time into the business you have know what you want to get out of it. The way that i look at it is that your success depends on you! Before i go, it is very important that you pay close attention to your trainer, take notes and ask question. Don’t let Mr Q discourage you i been doing this for six years and have had a great deal of success! and not all company’s just pay you only commission some company pay you base pay plus commission and also monthly inctevtive.
Well at least you know the brick barrier you are up against before you jump into the water.
Many companies will want you before or after you are licensed, it matters not. If you look good, can sell a product line, know lots of people, and are personable, you have a head start.
Look to see if anyone will give you a base pay, I believe Metlife does this. Otherwise you will spend years getting off the ground. Keep in mind 95% of those going after an insurance position, will be elsewhere after a year. They don’t make it. Hence the reason insurance companies are always looking for new blood.
Listen to what you are told, but take it with a grain of salt. You will hear how everyone makes millions, goes on free trips, gets plaques, and bonuses. You won’t hear about the 95% that don’t.
If you are young, and as I said know lots of people just dyeing to buy insurance from you, go for it. If you a a loner, not involved with organizations, out of school, no neighbors, small family, look for another job, as these are your starting points.
Compensation is pretty much straight commission. If you don’t know if you can sell or not, you’re probably not going to do too well.
This is what I do for a living, and I work with National Agents Alliance. NAALeads.com
You can contact me @ carlson_74@hotmail.com if you’d like more information. It’s a fantastic company.