What’s The Relevance Of Time Value Of Money Issues To Policies Of Life Insurance?
Posted December 25, 2009 – 10:16 am in: structured settlements FAQmay refer to ways in which the principle of time value of money is used by life insurance companies when setting insurance premiums,recognising that the people seeking such policies each have different characteristics.
1 Comment | Tags: Insurance, Issues, Life, Money, Policies, Relevance, Time, Value, What'sLife Insurance Policy Cash Value To Buy A Motorcycle?
Posted December 7, 2009 – 4:54 am in: structured settlements FAQI have a life insurance policy that was taken out on me when i was born. I am now 19 and it has some cash value and i want to use it to buy a new motorcycle. Is this a very good idea?
6 Comments | Tags: Cash, Insurance, Life, Motorcycle, Policy, ValueIs The Surrender Value Of Whole Life Insurance Taxable As Normal Income Or As Long Term Capital Gains?
Posted November 28, 2009 – 4:55 am in: term life insuranceIf the surrender value exceeds the total of premiums paid into the policy you have, no doubt, had the policy for more than one year therefore the only the amount that exceeds the premiums paid into the policy would be taxed. That gain would be taxed as a long term capital gain.
On the other hand [...]
Term Life Insurance Vs Cash Value?
Posted November 3, 2009 – 4:31 am in: term life insuranceTerm: Known as “pure” type of insurance such as car insurance. It offers maximum coverage available for low amount of premium. People buying term know that they do not need life insurance forever because they have less financial obligations to pay off (like mortgages, kids) as they get older. People should consider investing in mutual [...]
5 Comments | Tags: Cash, Insurance, Life, Term, Value
