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Tell Me About Insurance, Whole Term Life Disablity. Thank You?

Posted February 25, 2010 – 4:26 am in: term life insurance

Whole Life Insurance – Life insurance that is kept in force for a person’s whole life as long as the scheduled premiums are maintained. All Whole Life policies build up cash values. Most Whole Life policies are guaranteed as long as the scheduled premiums are maintained. The variable in a Whole life Policy is the [...]

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Can Anyone Tell Me If I Was To Pay Accidental Death Insurance Is That Wise Or Buy Term Life Or Whole Life?

Posted January 23, 2010 – 4:41 pm in: term life insurance

Accidental death is not a good idea. Would your beneficiary need more cash if you died in an accident or of natural causes? Purchase the correct amount of life insurance that is the most important item. Do a life insurance needs analysis on your self. If term insurance is the correct [...]

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Why Did My Life Insurance Rep Tell Me To Get A Term Insurance On Both My Plans?

Posted January 4, 2010 – 4:19 pm in: term life insurance

It sounds a little fishy to me and I did ask her. She just said that it was better but I forget why. I was going to get two plans under my name, one with 100,000 face value and another with 500,000 face value. However, the rep advised me to get term insurance under both [...]

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Do We Have To Tell The Insurance Co. That We Smoke When Applying For Life Insurance?

Posted November 27, 2009 – 4:35 pm in: structured settlements FAQ

My husband and I are meeting with our insurance agent to discuss life insurance. She asked me if we smoke. We each smoke about a pack a day. Do we have to tell the truth???

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