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Which Insurance Plan Shall I Go Far, Endowment Or Money Back Or Whole Life Or Term. I Am A Bachelour Earning 1?

Posted July 13, 2010 – 4:32 am in: term life insurance

I am not sure why you need insurance unless you have dependents. In any case, there is no reason to go for endowment,moneyback insurances unless they are ULIP based. Classic(non-ULIP) endowment etc plans give you a return of 3-5%. Do you really think it is wise to invest for 3-5% return? Put your money in [...]

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Which Is The Best Life Insurance Plan Which Has No Allocation Charges?

Posted February 28, 2010 – 4:18 pm in: structured settlements FAQ

Generally, there are High Allocation charges in ULIP. I want to invest in ULIP which offers neglible or zero Allocation charges.I am planning to invest for longer period . So, please suggest me the best suitable plan as per my requirement.

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Is New York Life Insurance 5 Years Term Plan Good ? Any Drawbacks ?

Posted February 19, 2010 – 4:44 pm in: term life insurance

I would never buy a 5 year term policy, unless you’re pretty darned sure five years from now, you’re not going to need any life insurance.
If you ARE, as in, you have kids who won’t be grown and out of the house, you need to lock the rate in longer. I personally, prefer a [...]

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Looking For A Life Insurance Plan That Doesn’t Ask Questions About Health!?

Posted February 16, 2010 – 10:16 am in: structured settlements FAQ

I am trying to help my mother find a Life insurance that isn’t based upon your health. In other words, she is 54 years old and has fibromyalgia, she is in constant severe pain, she takes many very strong pain medications. I need to find a cheap, quality, life insurance for her. Can anyone help [...]

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