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What Is The Difference Between Term And Whole Life Insurance?

Posted February 5, 2010 – 4:15 am in: term life insurance

I am looking for life insurance form my husband. He was turned down by a company because he is pre-hypertensive…meaning they are treating b\p that is a little higher than usual…but NOT hypertensive…he is now being labled with heart disease.That is a joke !!!! Because he is being treated early his chance of developing heart [...]

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What Is The Difference Between Whole Life Insurance And Term And Which Would Be Better For A 77 Year Old Male.

Posted January 6, 2010 – 4:37 pm in: term life insurance

For a 77-year-old male who does not currently have life insurance….the answer is none.
That’s right. The premiums are going to be so high at age 77 that you are better off saving the money and using it to have a higher standard of living now.
Life insurance should only be used as income replacement if [...]

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What’s The Major Difference Between Term And Whole Life Insurance?

Posted January 2, 2010 – 4:37 pm in: term life insurance

Good question… There should be many out there who have answers. Term insurance is the least expensive type of life insurance and it is usually for a term period (interum period). In a sense car and home owners insurance is a form of term insurance; as it is renewed each year [...]

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In Laymans Terms – What Is The Difference Between Term And Whole Life Insurance And Which One Do I Want ?

Posted December 26, 2009 – 4:28 am in: term life insurance

Term insurance is cheaper—all you get is the life insurance. When what ever term is up, you have not accrued any cash value. Main two options (besides shopping around for the best price) is staying insured for the same amount at an increasing premium rate or maintaining your same premium for decreasing insurance coverage. It [...]

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