Home     About     sitemap     Contcat us     Disclaimer    

What Options Do I Have For Life Insurance After Being Declined 3x’s Now For A Pre-existing Condition.?

Posted February 28, 2010 – 4:20 am in: structured settlements FAQ

I am 35 now and had 2 stents implanted 3 years ago. Aside from that, my health has greatly improved since the procedure. My cardiologist even approved me to compete in tri-athlons. I applied for term insurance each year since and have been declined each time. Is it too early yet? I heard 5 [...]

  5 Comments  |  Tags: , , , , , , , , ,

Life Insurance After Positive Drug Screen?

Posted January 31, 2010 – 4:15 am in: term life insurance

My husband tested positive for cocaine 6 years ago when he had a physical for life insurance. He was a recreational drug user and has not used in 5 years. Since then we met, married, and had a child. We were looking into getting life insurance for him but know it will be [...]

  5 Comments  |  Tags: , , , , ,

Can Creditors Go After A Life Insurance Policy In Missouri? The Deceased Has No Spouse And Lives Alone.?

Posted January 8, 2010 – 4:36 pm in: structured settlements FAQ

My father passed away and left me as the beneficiary of the life insurance policy. My father has been divorced for years and lives alone.

  5 Comments  |  Tags: , , , , , , , , ,

Can Life Insurance Refuse Payment After The 2 Years Suicide Clause Expires? Contrary To Public Belief, I’ve F?

Posted October 27, 2009 – 4:51 pm in: structured settlements FAQ

Can Life Insurance refuse payment after the 2 years suicide clause expires?
Contrary to public belief, I’ve found that the laws of most states and the policies of most life insurance companies only exclude suicide benefits for a 2 year period.
If hypothetically a customer was to purchase a policy with the expressed purpose of committing suicide [...]

  1 Comment  |  Tags: , , , , , , , , ,