What Factors Will Affect Term Or Permanent Life Insurance Rates?
Posted August 15, 2009 – 4:22 am in: structured settlements FAQi want to know all possible factors that will affect my term or permanent life insurance rates
Tags: Affect, Factors, Insurance, Life, Permanent, Rates, Term, What, Will
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http://best-life-insurance-usa.blogspot.com/
Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.
There are several factors which affect the rates you pay for your life insurance policy, including:
1. Age
2. Gender
3. Amount of Coverage.
4. Type of Life Insurance.
5. Health
6. Family Health History.
7. Occupation.
8. Hobbies.
9. Smoker / Non-Smoker
10. Height-to-Weight Ratio
Age, gender, location, family history, height, weight, occupation, high risk activities, driving record and personal health history. There may also be a variety of other factors that vary by company and policy type. Please let me know if you have any questions.
Amount of insurance
Age
Gender
Previous hospitalization
Mental health/depression
Blood pressure
Cholesterol level/ratio
Family medical history
Occupation
Hazardous activities or hobbies
Travel plans
Driving Record
and yes, even your credit history may preclude you from getting the super preferred rate…