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How Far Back Do Life Insurance Companies Search Your Medical Records?

Posted January 16, 2010 – 10:17 pm in: structured settlements FAQ

I am applying for a new policy and I wonder how far back they will go for medical info.

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2 Comments

  1. mbrcatz
    Posted January 16, 2010 at 10:17 pm | Permalink

    Well, easily 10 years.
    Just don’t lie on the application, and then you won’t have to worry about getting caught!

  2. Mephisto
    Posted January 16, 2010 at 10:17 pm | Permalink

    5 years, then again you can go to your State Department of Insurance in the rules section

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