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Can You Still See A Doctor Without Life Insurance?

Posted January 27, 2010 – 4:26 pm in: structured settlements FAQ

i have this bad tooth Ache.I think i have a cavity or i could be my wisdom tooth? but its kind of hurts a little. my mom’s work is so stupid! they don’t Provide life insurace for me and my family. does this mean i CAN’T see a dentist about my tooth ache? because i have NO life insurance? because i need a back up plan if the pain gets worse.

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11 Comments

  1. PA
    Posted January 27, 2010 at 4:26 pm | Permalink

    I see mine twice a year and I have no dental coverage. I just pay the bill in cash.

  2. Posted January 27, 2010 at 4:26 pm | Permalink

    Life insurance is actually burial insurance. Health insurance would be what you’re talking about. Many companies don’t provide dental or vision insurance for their employees. The best thing to do is to go to the dentist and fork out the money, get it over with. Best of luck to you, hope you feel better soon.

  3. emtd65
    Posted January 27, 2010 at 4:26 pm | Permalink

    I think you mean health insurance and yes, you still see a doctor but it will be expensive.

  4. JusMe
    Posted January 27, 2010 at 4:26 pm | Permalink

    They do take cash or credit card.

  5. Chris
    Posted January 27, 2010 at 4:26 pm | Permalink

    You can ALWAYS see a doctor of any type without you having insurance. It will be a bit expensive but go to the dentist

  6. pitac04
    Posted January 27, 2010 at 4:26 pm | Permalink

    Are you talking about Life insurance or Medical insurance?
    Life insurance has nothing to do with getting medical treatment…if your mom has medical insurance, than yes you can see the dentist..find out what insurance she has..

  7. Ed Teach
    Posted January 27, 2010 at 4:26 pm | Permalink

    No one has to have insurance in order to get medical care. Insurance is just a way of paying in advance for future medical care, or to make regular payments into a fund that will pay for major medical conditions.
    Life insurance, health insurance, and dental insurance are 3 separate things.
    At best dental insurance covers basic preventative dentistry and then only about 50% of the cost of dental work. Without insurance you just pay the bill up front – cash, check, or credit card.

  8. Posted January 27, 2010 at 4:26 pm | Permalink

    better come to India, here you don’t need insurance for consulting a doctor.

  9. Jessica C
    Posted January 27, 2010 at 4:26 pm | Permalink

    If you have the money and are willing to spend on your poor tooth, i don’t see why a dentist would not want to attend to you.

  10. Dan H
    Posted January 27, 2010 at 4:26 pm | Permalink

    Life insurance and medical insurance do not cover most dental visits. You need dental insurance for that.
    Go to the dentist. They will help you with the tooth. You will, of course have to pay for the service, since you have no insurance.

  11. Cindy F
    Posted January 27, 2010 at 4:26 pm | Permalink

    Go to the ER. At least they will give you pain medication.

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