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Monthly Archives: October 2009

What Is The Best Long Term Investment? Stocks, Real Estate, Or Investment Grade Life Insurance?

Posted October 31, 2009 – 4:26 pm in: structured settlements FAQ

Stocks have a down side. Real estate may also have a downside, along with liquidty. Investment grade life insurance has limits.

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I’m 27 Years Old And Single.do I Need A Term Life Insurance? If So, What R The Pros & Cons Of Term Life Insura?

Posted October 31, 2009 – 4:26 pm in: term life insurance

Completely depends on why you feel you need insurance?
Do you have debts?
Do you have dependants? Kids? Spouse?
Do you plan on having a large estate (need a tax shelter?)?
Are you looking at making a charitable donation or something?
Just looking at covering funeral costs and final expenses?
It’s tough to go over the pros vs. cons without [...]

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If I Make My Son The Beneficiary On My Life Insurance, Can My Husband Also Access The Money If He Survives Me?

Posted October 30, 2009 – 10:28 pm in: structured settlements FAQ

I am concerned about the possibility that, if I name my husband as the beneficiary, his ex-wife will be able to access MY life insurance money because of a quirky law we have that says he must claim any “significant non-income-producing assests” when they figure his child support obligation. $400,000 in cash sitting in the [...]

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India – What Happens To My Life Insurance Policies If Insurance Company Is Closed? Specifically Term Plans?

Posted October 30, 2009 – 4:44 pm in: term life insurance

There are several private insurance companies in India and they are coming out with different plans. The insurance policies are long term contracts with an objective of providing protection for 20-30 year duration. In current economy, we are not sure how many of these private companies will survive. If an insurance company closes or goes [...]

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