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Monthly Archives: May 2009

How Do I Go About Finding Out If Someone Has Taken Out A Life Insurance Policy Without My Knowledge?

Posted May 31, 2009 – 10:25 pm in: structured settlements FAQ

I am suspicious about a relative of mine. I have a sneaky suspicion that there is a life insurance policy on me. I did not authorize this person to do so. I am getting a lot of emails and postal documents concerning life insurance.

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How Is Nj And Federal Estate And Income Tax Handled For Annuities And Life Insurance?

Posted May 31, 2009 – 6:06 pm in: structured settlements FAQ

Serving as executor – both parents passed in 2005. How is the Estate and Income Tax handled for both New Jersey and Federal returns on Annuities and Life/Term Insurance. Not sure what is taxable as Income and what is taxable to Estate. Also, not sure who pays the taxes, beneficiary or estate on the income [...]

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What Kind Of Life Insurance Is Better For Me, Term Insurance Or Permanent Insurance?

Posted May 31, 2009 – 6:06 pm in: term life insurance

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I’m in my late 40’s, have a wife and [...]

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Can You Find Out If A Deceased Person Has Life Insurance Without Paperwork?

Posted May 31, 2009 – 10:47 am in: structured settlements FAQ

My aunt, who had alzheimer’s just passed away a few weeks ago. Her papers had been shuffled from one family’s house to another and much of it is gone. Is there a databank to look up if there is life insurance for her? I am trying to help out my family [...]

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